Combine your cash gift cards
Over the years I’ve gotten a number of ‘cash’ gift cards (Visa, American Express) which, unlike a store gift card from Starbucks or Target, act like debit cards. They have a cash value that you can use anywhere. What would often happen is, I’d use part of the balance on the card, but leave some remainder. I’d forget about the card or I just didn’t want to deal with using multiple cards when paying for a purchase. Eventually I’d take the card(s) out of my wallet and they’d …